

PASSAGES PERSONAL RISK MANAGEMENT
What Stage Of Life Are You In?
Trying 20's
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Graduating college
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First job
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Marriage
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First car
Thoughtful 30's
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First child
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Disposable income
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Life insurance
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First mortgage
Forlorn 40's
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First teen car operator
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First college-bound student
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New house
Flaming 50's
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Empty nest
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Career change
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Divorce
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Retirement planning
Serene 60's
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Continue retirement planning
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First grandchild
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Smooth sailing
Sage 70's
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Retirement
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Working for fun
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Giving back
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Volunteering
Evaluate Your Current Insurance Program
The coverage you have vs. what you need

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Life
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Health
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Dental
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Vision
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Auto
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Homeowners
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Life-Term Care
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Excess Liability
What is most important to you?

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Adequate limits?
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Affordable premiums?
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Ease of doing business?
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Claims Service?
A Program Custom-Tailored For When Life Happens
Design
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From our list of top-notch carriers, we will find the perfect fit for you
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We will create a program that satisfies your needs at the right price
Implement
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We will listen and ensure that all of your needs are satisfied
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We will handle all the details to make the process as easy as possible
Service
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We will continue to work for you so that you are always receiving the best possible coverage at the most competitive price
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Our 24/7 self-service portal allows you to monitor your program and access all your policies in one convenient location