NJ Small Group plans (2-50 employees)
	Large groups (51+).

Our contracts are with Aetna, Horizon Blue Cross/Shield of NJ, Amerihealth, Oxford, Guardian and CIGNA. We conduct an annual review upon plan renewal that includes obtaining quotes from all carriers and offering new plan designs with a company's current carrier.

	handling of enrollments/terminations
	sending out COBRA or Continuation notices
	taking care of all claim issues
	resolving any billing issues that may occur.